Understanding Stocks and Bonds

@financepresentations

7 Followers

1 week ago 41

Business #StocksAndBonds #InvestmentStrategies #RiskManagement #AdvisorSelection #FinancialPlanning

This session explores the fundamentals of investing in stocks and bonds while emphasizing the importance of risk management and strategic financial planning. It offers insights into selecting an appropriate financial advisor, understanding investment vehicles, and ensuring a diversified portfolio to meet personal financial goals. Equip yourself with knowledge to navigate the investment landscape effectively.

Understanding Stocks and Bonds

@financepresentations1 week ago

The Power of Investing in Stocks
and Bonds, and Managing Risk
Senator Liz Krueger’s Virtual Old…

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2
Types of Financial Professionals
• Personal Banker
• Broker-Dealer
• Insurance Agents
• Cert…

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3
Questions to Ask When Choosing an Advisor
• Are you a fiduciary?
• What types of services do y…

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4
Engaging a Financial Advisor
Costs:
• Average fees can range from 0.5% to 1.5% of financial as…

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5
Financial Planning
The Components of a Comprehensive Plan
• Identify Goals
• Analyze Cash Flo…

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Retirement Account with TaxDeferred Assets
-Required Minimum
Distributions (RMD) Start at 73…

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Questions to Ask
What do I want this money to do for me?
• Income
• Future need (retirement, …

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Risk Tolerance
• Risk in investments is often translated in volatility: the variation in
pric…

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• Market Risk – value of investment will
fluctuate
• Inflation Risk – loss of purchasing
po…

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Time Horizon
Short-term goals (3 years and under) –
put money in a savings account/money
m…

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Types of Investments
• Cash/cash equivalents
• Bonds (Fixed Income)
• Stocks (Equities)
• A…

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12
Stocks
A share in a company – the investor
becomes a shareholder/owner of the
company and …

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13
Bonds
A loan to a government or corporation
where in return you get an interest
payment
• …

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Bond Characteristics
Considerations
• What is the interest (coupon)?
• What is the maturity …

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Historical Returns
Source: https://awealthofcommonsense.com/

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Putting Your Money to Work
Investment Vehicles
• Individual stocks and bonds
• Mutual Funds
…

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Mutual Funds vs. ETFs
Mutual Funds
• Traded only once per day, after the markets
close at 4…

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Stocks 60%
Bonds/Cash 40%
Asset Allocation
Stocks 80-100%
Bonds/Cash 0 - 20%
Stocks 40% …

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Investing Tips
Create an investment plan with a
proper asset allocation to fit
your goals …

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Resources
• Find a CFP® Professional through the CFP ® Board:
https://www.letsmakeaplan.org/…

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Thank you
Erin Slocum, CFP®
President, FPA of Metro New York
Edward Hadad, CFP®
Financial Plan…

22/22

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Understanding Stocks and Bonds

@financepresentations

This session explores the fundamentals of investing in stocks and bonds while emphasizing the importance of risk management and strategic financial planning. It offers insights into selecting an appropriate financial advisor, understanding investment vehicles, and ensuring a diversified portfolio to meet personal financial goals. Equip yourself with knowledge to navigate the investment landscape effectively.

Business

#StocksAndBonds #InvestmentStrategies #RiskManagement #AdvisorSelection #FinancialPlanning

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Understanding Stocks and Bonds

@financepresentations

7 Followers

Understanding Stocks and Bonds

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